Welcome to a different kind of real estate experience.

More Than Agents. Your Strategic Advocates

We are Debbie Kenworthy and Stephen Monkhouse, the founders of the Your Advantage Real Estate Team. Based in Simcoe County, Ontario, we help seniors, empty nesters, and families navigate major life transitions with total clarity.

We realized that while many agents can list a house, very few bring a structured, strategic framework to what is often one of the most emotional financial decisions of your life. Together, we bridge that gap by providing a unique blend of high-level corporate strategy and dedicated, empathetic care. We call it The Math and The Heart.

Debbie Kenworthy, RSPS, SRES

BROKER

Some realtors sell houses. Debbie Kenworthy becomes part of your family.”*

With over 25 years of experience in Simcoe County real estate, Debbie has built something that no designation or statistic can fully capture — the kind of trust that outlasts transactions.

Clients have named her in their wills. Not their lawyer, not their financial advisor — Debbie. Because when the time comes to sell the home they spent a lifetime building, they want the one person they know will handle it with the same care they would.

She has driven three hours round trip for clients she first helped fifteen years ago, because to them, there is no one else. She has helped parents find their forever home and then helped their children find theirs. She has sat at kitchen tables with families navigating the most emotional decisions of their lives and made them feel, for the first time, that everything was going to be okay.

This is not a career for Debbie. It is a calling.

As a Broker and Senior Real Estate Specialist (SRES) with deep roots across Barrie, Alliston, Cookstown, and the communities of Simcoe County, Debbie brings something that experience alone cannot manufacture — genuine care for the people she serves and an unwavering commitment to seeing them land softly.

When you work with Debbie, you are not a transaction. You are part of the Advantage Family. And that does not end at the closing table.

Steve Monkhouse MBA, SRES

REALTOR®

For 30 years, Steve operated at the highest levels of the corporate world, building frameworks for institutions like BMO to help executives navigate complex, high-stakes decisions with clarity rather than anxiety. Throughout his career as a senior leader and Director, his focus was simple:

Make the complex make sense, simplify the process , and optimize the outcome.

When Steve transitioned into Real Estate, he realized that while many Realtors were “selling houses,” very few were providing that same level of strategic rigor to families facing what is often the most emotional financial decision of their lives. Steve decided to change that.

As a partner in the Advantage Real Estate Team, Steve doesn’t just “list” your home—he applies the same care and experience developed through years of experience to your transition. Whether it’s calculating the equity you need to support the lifestyle you deserve if you downsize to a land-lease move or executing our “Freedom Blueprint” plan to unlock that equity, Steve’s approach is rooted in the same data-driven decision-making he used to save corporations millions of dollars.

Why Choose to work With Steve? With an MBA in Financial Services from Dalhousie University, Steve works to ensure you know your numbers in any transaction. He’s spent decades perfecting workflows and managing crises at an enterprise level. Finally, having developed and taught undergraduate courses at our local college, Steve prides himself on making the complex understandable. With Steve you’re never told what to do; he ensures you have total clarity at every step of the process.

In Real Estate, all of this means your transaction is managed with care and precision — minimizing friction and maximizing your success. Real estate shouldn’t feel like a gamble. With the right framework and the right partner, it doesn’t have to. Let’s build your plan.

What Our Clients Think

Hear From Our Satisfied Clients

"My partner and I were moving from out of province and Steve was such an invaluable part of the process. From the get go he was our boots on the ground, finding the perfect place for us. He handled all of the negotiations, communications and paperwork with the other realtor. Always keeping us in the loop with emails and phone calls. He has a no nonsense approach and wasn’t about to let anyone push us (or him) around. Steve is from the area and was full of knowledge and information, everything from where to find the best parks to sharing where his favourite pizza place is. I cannot recommend him enough! He will now be our go to realtor moving forward!"

Robyn E.Advantage Family

"Debbie was amazing to work with! She helped us through every step and was always there when we needed her. She’s very patient, detail-oriented, and always took the time to explain everything clearly. No matter the time, she was available to guide us. We’re so thankful for her support and would highly recommend her!"

Ryzelle MaganuaAdvantage Family

"Debbie made it all possible for me and my cousin. With Debbie’s help, we found our next place we will call home! Debbie was super friendly, patient and professional- she will cater all your needs even on the smallest matters. She was super patient with us with the paperwork and the overall process. I highly recommend Debbie! :)"

EmmeAdvantage Family

Why Choose the Your Advantage Real Estate Team?

The Freedom Blueprint: We don’t guess; we strategize. We use a proprietary process designed to calculate your net proceeds, evaluate local market timing, and seamlessly transition your equity into liquid wealth.
Simcoe County Specialization: From the vibrant active-adult lifestyle communities in Orillia to bungalow townhomes in Barrie and Innisfil, we know the local landscape, the zoning laws, and the community dynamics intimately.
End-to-End Burden Reduction: Through our “Boring Fixes” checklist and localized rebate navigation, we identify ways to maximize your home’s appraisal value while minimizing out-of-pocket costs before you list..

Steve & Debbie: Your Barrie and Simcoe County Real Estate Experts

Ready to Map Out Your Next Chapter?

Whether you are looking to buy, sell, or simply want to know what your “Freedom Number” looks like in today’s Simcoe County market, we are here to help. No pressure, no obligation—just honest math and clear direction.

Meet Debbie & Steve | Simcoe County Senior Real Estate Specialists